How does Merit Consumer Services provide their services free of cost and without any fees or charges?

Everyone deserves a helping hand to deal with the challenges of debt collectors and poor credit scores – usually the result of losing a job or a family emergency. Our goal is to give you the assistance and tools so that you can recover from your financial stress:

  • Mediating with your creditors to pursue a solution that better fits your financial situation.
  • Helping you find a new or better job.
  • Helping you deal with short term crisis needs through our social services program.

Trying to do all of this yourself can be very difficult -- but we work to make the process simple and less painful.

Merit Consumer Services will always be free. We have relationships with numerous governmental, for-profit and non-profit corporations, of which the latter fund our operations.

Additionally, we have a process to help you secure financial products and services that will help meet your needs. We analyze your situation to give you a personalized recommendation. When we can present you with a product of good value, everyone is a winner.